Residential
RESIDENTIAL LOANS
Whether it’s your first home or a step-up home, Ocean Mortgage has specialists who are knowledgeable about residential financing!
Pacific West Finance can facilitate residential loans from $25,000 to $10,000,000 and can obtain the best jumbo loan pricing in the market! And, if you’re thinking of refinancing, Ocean Mortgage has resources for you, too.
Here are just some of the areas we can help you:
- · Owner and non-owner occupied
- · 1-4 units
- · Attached and detached
- · Condos
- · Twin homes
- · Construction financing
- · Owner occupied
- · Vacation homes
- · Non-owner occupied
- · Best jumbo loan pricing in the market!!! Most aggressive loan to values
- · Refinancing
- · Fannie Mae, Freddie Mac, FHA financing
- · VA financing
- · Professional Programs for physicians, attorneys, CPAs , even recent graduates with no previous income just requiring and employment offer/letter.
Use our residential loan checklist to prepare for your financing.
Im ready!
There has never been a better time to buy a home, investment property, or refinance an existing loan. Let us do the legwork for you.
Recent Transactions
September 2012, Huntington Beach, CA
Owner Occupied refinance
$2,000,000 loan amount 4.125% 30-year fixed rate
May 2012,
San Diego, CA 92127
Owner Occupied
Purchase price of $2,937,000.
First loan amount of $2,000,000 at 4.125% rate 30-year fixed
Second loan amount of $350,000 at 4.125% rate (prime minus ½ or 3.75%)
January 2012,
San Diego, CA 92127
Non-owner occupied—loan funded while being listed for sale
First loan amount of $1,350,000 at 2.75% 5-1 fixed rate
January 2012,
San Diego, CA
Owner occupied 80% loan to value
First loan amount $2,380,000 at 2.75% 5-1 Fixed rate
Lot
January 2012,
San Diego, CA 92127
Speculative construction
First loan amount of $2,500,000 at 2.5% for 5-year construction to per perminant loan
Lot 1 Montien
Owner Occupied Construction to Permanent loan
San Diego, CA 92127
First loan amount of $1,500,000 at 2.75% for 5-year fixed
Hillside Terrace
La Jolla, CA 92037
Second home Construction to Permanent loan
First loan amount of $2,000,000 at 4% 15-year fixed rate